Middle Class |
World Class |
Focuses on Saving |
Focuses on Earning |
Thinks about money in linear terms |
Thinks about money in non-linear terms |
Believes hardwork creates wealth |
Believes leverage creates wealth |
Believes money is the root of all evil |
Believes poverty is the root of all evil |
Believes being rich is a privilege |
Believes being rich is a right |
Believes money is complicated |
Believes money is simple |
Believes rich people are crooks |
Believes rich people are ambitious |
Believes building wealth is a solitary effort |
Believes building wealth is a team effort |
Worries about money |
Dreams about money |
Believes money is negative |
Believes money is positive |
Believes rich people are shallow |
Believes rich people are strategic |
Believes the road to riches is paved with formal education |
Believes the road to riches is paved with specific knowledge |
Believes money is earned through labour |
Believes money is earned through thought |
Worries about running out of money |
Thinks about how to make more money |
Thinks about spending |
Thinks about investing |
Sees money through the eyes of emotion |
Sees money through the eyes of logic |
Underestimates the wealth building power of referral marketing |
Knows referral marketing creates millionaires |
Focuses on pleasurable activities |
Focuses on money making activities |
Sees money as a finite resource |
Sees money as an infinite resource |
Earns money doing things they don’t like to do |
Gets rich doing what they love |
Believes rich people are ruthless |
Believes rich people are generous |
Has a lottery mentality |
Has an action mentality |
Waiting to be rescued from financial mediocrity |
Knows no one is coming to the rescue |
Believes rich people are smarter |
Believes rich people are more savvy |
Sees money as controlling |
Sees money as liberating |
Believes money changes people |
Believes money reveals people |
Believes in working for money |
Believes in working for fulfilment |
Believes you have to do something to get rich |
Believes you have to be something to get rich |
Plays it safe with money |
Takes calculated risks |
Believes you have to have money to make money |
Believes in using other people’s money |
Believes jobs are the safest way to earn money |
Believes outstanding performance is the safest way to earn money |
Believes in financial scarcity |
Believes in financial abundance |
Sees money as a weapon |
Sees money as a tool |
Believes they aren’t worthy of great wealth |
Believes they deserve to be rich |
Denies the importance of money |
Knows money is a critical component of life |
Believes money is their enemy |
Believes money is their friend |
Waits for their ship to come in |
Builds their own ship |
Believes financial markets are driven by logic and strategy |
Believes financial markets are driven by emotion and greed |
Believes money is about status |
Believes money is about freedom |
Lives beyond their means |
Lives below their means |
Equates money with stress |
Equates money with peace of mind |
Thinks small |
Thinks big |
Believes people are out to get them |
Believes the universe is conspiring to help them |
Believes their thinking is unrelated to their net worth |
Knows thinking is the catalyst of all results |
Believes the more money you earn the more stress you experience |
Believes the more money you earn the less stress you experience |
Believes the more money you make the more problems you will have |
Believes the more money you make the fever problems you will have |
Believes the rich are obsessed with money |
Believes the rich are obsessed with success |
Believes the rich are selfish and self-absorbed (negative) |
Believes the rich are selfish and self absorbed (positive) |
Dreams of having enough money to retire |
Dreams of having enough money to impact the world |
Believes it’s shrewd to be cynical |
Believes it’s shrewd to be optimistic |
Believes the rich should support the poor |
Believes in self-reliance |
Sees the wealthy as oppressors |
Sees the wealthy as liberators |
Believes getting rich is outside their control |
Knows getting rich is an inside job |
Thinks the rich believe they are more intelligent |
Knows intelligence has little to do with getting rich |
Associates with anyone |
Carefully monitors their associations |
Have loosely defined goals with flexible deadlines |
Have highly defined goals with do or die deadlines |
Works as little as possible |
Works as smart as possible |
Loves to be comfortable |
Is comfortable being uncomfortable |
Is timid and scared |
Is aggressive and bold |
Longs for the good old days |
Dreams of the future |
Plays not to lose |
Swings for the fences |
Sets their financial expectations low so they’re never disappointed |
Sets their financial expectations high so they’re always excited |
Has a financial windfall and worries about losing it |
Has a windfall and figures out how to leverage it |
Externally motivated to make money |
Internally motivated to make money |
Suffers from lack consciousness |
Enjoys prosperity consciousness |
Believes money will make them happier |
Knows money has little to do with happiness |
Believes people seek money for power |
Believes people seek money for control |
Never makes the connection between money and health |
Knows money can save your life |
Believes ambition is a sin |
Believes ambition is a virtue |
Believes rich people are snobs |
Believes rich people are guarding their consciousness |
Believes rich people are arrogant |
Believes rich people are confident |
Believes self-made millionaires had an unfair advantage |
Knows their advantage was hard work |
Bases their beliefs about the rich on the minority |
Bases their beliefs about the rich on the majority |
Believes they’re missing something |
Knows it’s beliefs that make the difference |
Believes they lack desire |
Knows we all have everything we need to be rich |
Believes they must choose between a great family life and being rich |
Knows you can have it all |
Believes having a job gives them security |
Knows there’s no such thing |
Believes starting a business is risky |
Believes starting a business is the fastest road to wealth |
Believes it’s wrong for a small group of people to possess most of the money |
Welcomes the masses to join them |
Believes wealth creates dysfunctional families |
Believes unearned wealth creates dysfunctional families |
Believes money creates corruption |
Believes a lack of money creates corruption |
Believes the rich are spiritually bankrupt |
Believes the rich are among the most spiritual people in society |
Believes if they become wealthy they will lose their friends |
Believes being wealthy will expand their network |
Believes you have to sacrifice your health to get rich |
Believes being rich will make you healthier |
Hands down their limited beliefs about money to their children |
Hands down their unlimited beliefs about money to their children |
Teaches their children how to survive |
Teaches their kids how to get rich |
Teaches their kids about money by example |
Does the same thing |
Teaches their kids how to save their pennies |
Teaches their kids how to invest their pennies |
Encourages their kids to be nice and make friends |
Encourages their kids to be smart and build network |
Teaches their kids to be happy with what they have |
Teaches their kids how to go for their dreams |
Minimizes the importance of money with their kids |
Teaches their kids the importance of money |
Teaches their children the games of the masses |
Teaches their children the games of the wealthy |
Doesn’t believe in personal development or self help |
Believes they’re the secret to getting rich |
Doesn’t connect travel with wealth |
Knows travel connects them with the wealthy |
Has access to the social skills of the masses |
Has access to the social skills of the most refined among us |
Would rather be entertained than educated |
Would rather be educated than entertained |
Believes rich people are workaholics |
Knows millionaires have a ton of fun |
Focuses on money when they need it |
Focuses on money all the time |