The riches believe it is a right to be rich and the path to riches requires specific knowledge, referral network and monitoring their associations. The world conspiring to help them and they dreams of having enough money to impact the world and welcomes the masses to join them. They set an example and teach their kids to get rich, build network and for their dreams from young.
A compilation of the 100 differences below:
| Middle Class | World Class |
| Focuses on Saving | Focuses on Earning |
| Thinks about money in linear terms | Thinks about money in non-linear terms |
| Believes hardwork creates wealth | Believes leverage creates wealth |
| Believes money is the root of all evil | Believes poverty is the root of all evil |
| Believes being rich is a privilege | Believes being rich is a right |
| Believes money is complicated | Believes money is simple |
| Believes rich people are crooks | Believes rich people are ambitious |
| Believes building wealth is a solitary effort | Believes building wealth is a team effort |
| Worries about money | Dreams about money |
| Believes money is negative | Believes money is positive |
| Believes rich people are shallow | Believes rich people are strategic |
| Believes the road to riches is paved with formal education | Believes the road to riches is paved with specific knowledge |
| Believes money is earned through labour | Believes money is earned through thought |
| Worries about running out of money | Thinks about how to make more money |
| Thinks about spending | Thinks about investing |
| Sees money through the eyes of emotion | Sees money through the eyes of logic |
| Underestimates the wealth building power of referral marketing | Knows referral marketing creates millionaires |
| Focuses on pleasurable activities | Focuses on money making activities |
| Sees money as a finite resource | Sees money as an infinite resource |
| Earns money doing things they don’t like to do | Gets rich doing what they love |
| Believes rich people are ruthless | Believes rich people are generous |
| Has a lottery mentality | Has an action mentality |
| Waiting to be rescued from financial mediocrity | Knows no one is coming to the rescue |
| Believes rich people are smarter | Believes rich people are more savvy |
| Sees money as controlling | Sees money as liberating |
| Believes money changes people | Believes money reveals people |
| Believes in working for money | Believes in working for fulfilment |
| Believes you have to do something to get rich | Believes you have to be something to get rich |
| Plays it safe with money | Takes calculated risks |
| Believes you have to have money to make money | Believes in using other people’s money |
| Believes jobs are the safest way to earn money | Believes outstanding performance is the safest way to earn money |
| Believes in financial scarcity | Believes in financial abundance |
| Sees money as a weapon | Sees money as a tool |
| Believes they aren’t worthy of great wealth | Believes they deserve to be rich |
| Denies the importance of money | Knows money is a critical component of life |
| Believes money is their enemy | Believes money is their friend |
| Waits for their ship to come in | Builds their own ship |
| Believes financial markets are driven by logic and strategy | Believes financial markets are driven by emotion and greed |
| Believes money is about status | Believes money is about freedom |
| Lives beyond their means | Lives below their means |
| Equates money with stress | Equates money with peace of mind |
| Thinks small | Thinks big |
| Believes people are out to get them | Believes the universe is conspiring to help them |
| Believes their thinking is unrelated to their net worth | Knows thinking is the catalyst of all results |
| Believes the more money you earn the more stress you experience | Believes the more money you earn the less stress you experience |
| Believes the more money you make the more problems you will have | Believes the more money you make the fever problems you will have |
| Believes the rich are obsessed with money | Believes the rich are obsessed with success |
| Believes the rich are selfish and self-absorbed (negative) | Believes the rich are selfish and self absorbed (positive) |
| Dreams of having enough money to retire | Dreams of having enough money to impact the world |
| Believes it’s shrewd to be cynical | Believes it’s shrewd to be optimistic |
| Believes the rich should support the poor | Believes in self-reliance |
| Sees the wealthy as oppressors | Sees the wealthy as liberators |
| Believes getting rich is outside their control | Knows getting rich is an inside job |
| Thinks the rich believe they are more intelligent | Knows intelligence has little to do with getting rich |
| Associates with anyone | Carefully monitors their associations |
| Have loosely defined goals with flexible deadlines | Have highly defined goals with do or die deadlines |
| Works as little as possible | Works as smart as possible |
| Loves to be comfortable | Is comfortable being uncomfortable |
| Is timid and scared | Is aggressive and bold |
| Longs for the good old days | Dreams of the future |
| Plays not to lose | Swings for the fences |
| Sets their financial expectations low so they’re never disappointed | Sets their financial expectations high so they’re always excited |
| Has a financial windfall and worries about losing it | Has a windfall and figures out how to leverage it |
| Externally motivated to make money | Internally motivated to make money |
| Suffers from lack consciousness | Enjoys prosperity consciousness |
| Believes money will make them happier | Knows money has little to do with happiness |
| Believes people seek money for power | Believes people seek money for control |
| Never makes the connection between money and health | Knows money can save your life |
| Believes ambition is a sin | Believes ambition is a virtue |
| Believes rich people are snobs | Believes rich people are guarding their consciousness |
| Believes rich people are arrogant | Believes rich people are confident |
| Believes self-made millionaires had an unfair advantage | Knows their advantage was hard work |
| Bases their beliefs about the rich on the minority | Bases their beliefs about the rich on the majority |
| Believes they’re missing something | Knows it’s beliefs that make the difference |
| Believes they lack desire | Knows we all have everything we need to be rich |
| Believes they must choose between a great family life and being rich | Knows you can have it all |
| Believes having a job gives them security | Knows there’s no such thing |
| Believes starting a business is risky | Believes starting a business is the fastest road to wealth |
| Believes it’s wrong for a small group of people to possess most of the money | Welcomes the masses to join them |
| Believes wealth creates dysfunctional families | Believes unearned wealth creates dysfunctional families |
| Believes money creates corruption | Believes a lack of money creates corruption |
| Believes the rich are spiritually bankrupt | Believes the rich are among the most spiritual people in society |
| Believes if they become wealthy they will lose their friends | Believes being wealthy will expand their network |
| Believes you have to sacrifice your health to get rich | Believes being rich will make you healthier |
| Hands down their limited beliefs about money to their children | Hands down their unlimited beliefs about money to their children |
| Teaches their children how to survive | Teaches their kids how to get rich |
| Teaches their kids about money by example | Does the same thing |
| Teaches their kids how to save their pennies | Teaches their kids how to invest their pennies |
| Encourages their kids to be nice and make friends | Encourages their kids to be smart and build network |
| Teaches their kids to be happy with what they have | Teaches their kids how to go for their dreams |
| Minimizes the importance of money with their kids | Teaches their kids the importance of money |
| Teaches their children the games of the masses | Teaches their children the games of the wealthy |
| Doesn’t believe in personal development or self help | Believes they’re the secret to getting rich |
| Doesn’t connect travel with wealth | Knows travel connects them with the wealthy |
| Has access to the social skills of the masses | Has access to the social skills of the most refined among us |
| Would rather be entertained than educated | Would rather be educated than entertained |
| Believes rich people are workaholics | Knows millionaires have a ton of fun |
| Focuses on money when they need it | Focuses on money all the time |